Introducing Payala
Smart, Secure, Offline-Capable Payment Solutions for Africa's Future
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4M Group is delighted to invite you to an exclusive webinar with Payala on October 23rd, 2025, at 12:00 PM Eastern Standard Time. Payala is a leading edge digital payment platform with a focus on resilience and inclusivity. The company's patented smartcard-based digital payments ecosystem provides users with a multi-currency digital wallet that is easy to use, highly resistant to cyberattack and operates even when offline for business-to-customer, government-to-populace, and peer-to-peer transactions.
The platform has been successfully field-tested and utilized in the Pacific region in an austere, low infrastructure environment. It successfully extended the ability of a leading international NGO to digitally deliver disaster relief funds into remote communities with limited connectivity ensuring security, transactability and governance.
FEATURED SPEAKERS
Government Benefits and Payments
Payala provides governments and federal organizations with their own customized, controllable digital payment system for the distribution of social welfare, payroll, and government grants. This solution enables broader reach, expanded access to financial services, increased transparency, and ensures critical data remains under state control. Current deployments for this use case include projects in Northeast Syria and the Pacific Islands.
B2B
Offers corporate entities a secure platform for financial transactions involving partners, suppliers, and customers. The platform enhances payment efficiency, delivers robust cybersecurity, supports transparent governance, and facilitates transactions in rural areas or other contexts with limited or no internet connectivity. The solution is under review in Côte d'Ivoire for integration into the cocoa supply chain and in the Niger Delta to accommodate an international employer's 10,000-person local workforce.
Disaster Resilience
Payala's technology is purpose-built to address operational challenges following natural disasters that severely disrupt infrastructure. Pre-deployment of the platform and Payala cards enables immediate post-disaster transactions, even when connectivity is unavailable or unreliable. The platform also serves as a digital framework for the rapid distribution of aid by government authorities and NGOs, expediting relief to survivors and helping reduce reconstruction costs. While past engagements with FEMA were nationwide in the US, current discussions are now focused at the state level.
